Serving Douglas County, OR

TRUSTEE'S NOTICE OF SALE T.S. No.: OR-12-509937-SH Reference is made to that certain deed made by JAMES M TOY, AND BRENDA A TOY, as Grantor to FIDELITY NATIONAL TITLE INSURANCE CO, as trustee, in favor of BANK OF AMERICA, N.A., as Beneficiary, dated 3/16/2010, recorded 3/31/2010, in official records of DOUGLAS County, Oregon in book / reel / volume number fee / file / instrument / microfile / reception number 2010-005859, , covering the following described real property situated in said County and State, to-wit: APN: R18631 THE FOLLOWING DESCRIBED PROPERTY: BEGINNING AT THE INITIAL POINT OF A 5/8 INCH BOLT SET FOR THE QUARTER CORNER COMMON TO SECTIONS 19 AND 30, TOWNSHIP 21 SOUTH, RANGE 4 WEST OF THE WILLAMETTE MERIDIAN, DOUGLAS COUNTY, OREGON, DESCRIBED BY FOLLET AND FORD IN AND 1950 SURVEY; THENCE SOUTH 00 DEG. 30'92 00'94 EAST 1019.08 FEET TO THE SOUTHEAST RIGHT OF WAY LINE OF OREGON HIGHWAY NO. 99; THENCE NORTH 48 DEG. 14'92 00'94 EAST 43.97 FEET ALONG SAID RIGHT OF WAY LINE TO THE TRUE POINT OF BEGINNING AT A 5/8 INCH X 30 INCH REBAR ON THE SOUTHEAST RIGHT OF WAY LINE OF SAID HIGHWAY; THENCE NORTH 48 DEG. 24'92 00'94 EAST 75.00 FEET ALONG SAID HIGHWAY RIGHT OF WAY LINE TO A 5/8 X 30 INCH REBAR FROM WHICH AN EXISTING 2 INCH IRON PIPE BEARS NORTH 48 DEG. 14'92 00'94 EAST 55.00 FEET; THENCE SOUTH 47 DEG. 50'92 42'94 EAST 280.00 FEET TO A 5/8 INCH X 30 INCH REBAR; THENCE SOUTH 00 DEG. 01'92 17'94 EAST 152.00 FEET TO THE CENTER OF PASS CREEK; THENCE ALONG THE THREAD OF SAID CREEK NORTH 87 DEG. 18'92 57'94 WEST 146.10 FEET FROM WHICH A 58 INCH X 30 INCH REBAR BEARS NORTH 02 DEG. 33'92 12'94 EAST 53.50 FEET; THENCE NORTH 02 DEG. 33'92 12'94 EAST 53.50 FEET TO A 5/8 INCH X 30 INCH REBAR; THENCE NORTH 02 DEG. 33'92 12'94 EAST 552.42 FEET TO A 5/8 INCH X 30 INCH REBAR; THENCE NORTH 36 DEG. 14'92 13'94 WEST 244.98 FEET TO THE TRUE POINT OF BEGINNING, LOCATED WITHIN THE EAST HALF OF SECTION 30, TOWNSHIP 21 SOUTH, RANGE 4 WEST OF THE WILLAMETTE MERIDIAN, DOUGLAS COUNTY, OREGON. BEING THE SAME PARCEL CONVEYED TO JAMES M. TOY AND BRENDA A. TOY FROM EDWIN J. PAGE AND LUCRETIA ANN DUNCAN, WHO ACQUIRED TITLE AS L. ANN PAGE, BY VIRTUE OF A DEED DATED 10/19/2001, RECORDED 10/23/2001, IN DEED BOOK 1807, PAGE 596, AS INSTRUMENT NO. 2001-24730 COUNTY OF DOUGLAS, STATE OF OREGON. Commonly known as: 1111 CURTIN RD, COTTAGE GROVE, OR 97424 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 2/1/2012, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $1,234.78 Monthly Late Charge $61.74 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to-wit: The sum of $207,867.39 together with interest thereon at the rate of 5.6250 per annum from 1/1/2012 until paid; plus all accrued late charges thereon; and all trustee's fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 10/15/2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the front entrance to the Douglas Courthouse, 1036 S.E. Douglas, Roseburg, OR 97470 County of DOUGLAS, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee's and attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and "beneficiary" include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee's deed has been issued by Quality Loan Service Corporation of Washington. If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer's money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser's sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary's Agent, or the Beneficiary's Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/11/12 Quality Loan Service Corporation of Washington, as trustee Signature By: Timothy Donlon, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corporation of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 A-FN4258315 06/15/2012, 06/22/2012, 06/29/2012, 07/06/2012

#12181 Pub Dates: June 15, 22, 29, 2012 and July 7, 2012